Calculator

Closing Cost Estimator (Purchase + Refi)

Estimate lender + third-party fees, prepaids, credits, and cash needed at closing.

Transaction Type

Home Price / Estimated Value ($)

Loan Amount ($)

Origination + Points (% of loan)

Lender/Admin Fees ($)

Appraisal Fee ($)

Title + Escrow Fees ($)

Recording/Government Fees ($)

Inspection/Miscellaneous ($)

Annual Property Tax ($)

Annual Home Insurance ($)

Prepaid Tax Months

Prepaid Insurance Months

Lender Credit ($)

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Estimated total closing costs: $0

Points + lender fees: --

Third-party fees: --

Prepaids: --

Estimated cash needed at closing: --

Important: this is an educational estimate. Final costs depend on lender pricing, title provider, escrow setup, and jurisdiction-specific fees.