Calculator
Effective Tax Rate Calculator (2026)
Pick filing status, enter taxable income, and estimate federal effective tax rate using 2026 progressive brackets.
Estimated federal tax: --
Standard deduction: --
Effective rate on taxable income: --
Estimated effective rate on taxable + standard deduction: --
Marginal bracket: --
| Bracket | Taxed Income | Tax |
|---|
Important: educational estimate only. This does not include tax credits, AMT, NIIT, phaseouts, state taxes, or other adjustments.
Planning note: tax brackets and the standard deduction usually rise over time with inflation. For long-range retirement planning (for example, 20 years out), use today's dollars so your comparison stays consistent.